It’s driving me nuts! We’re an LLC and everything I’ve read has just confused me more, and people I’ve talked to have conflicting opinions. Do I need to report our health insurance premiums paid to our plan provider on the 1099-MISC?
I got rear ended and the guy who hit me is pressuring me – should i get insurance involved?
31
Aug
The person in front of me was tail gating the person ahead of him so I was trying to keep distance and my brakes were on/off. The guy behind me crashed into me from behind.
There was minor damage to my car – deep scratches that need a paint job and the left bumper that almost came off. He had a dent in his hood. He was very apologetic claiming it was his fault. He was willing to pay for all the damages and felt very bad about the situation. He said that if insurance gets involved, the higher our rates would go up but said it was all up to me in what I wanted to do. We exchanged information and was willing to fix my car as soon as possible. He called me and did his research in which we would get my car fixed.
My back is hurting badly now and I’m going to get it checked now. He just called me up asking if he can meet up again to take pictures of my car. Thing is why would he want to take “better pictures” of my car? Don’t you have to go show the people? I just got off the phone w. him and he said that I have minor damages compared to his dent in the hood. He believes that because I suddenly braked, he braked as well causing his hood to slide under my back…. He pretty much made it seem like what he did was very minor. I didn’t meet up w. him b/c my parents drove another car to take me to the Dr. and got upset and was suspicious and accused me of illegal fraud? I killed him back w. kindness and he was being nice saying he wanted to fix my car ASAP. He really scared me last night and I’m feeling pressure b/c he wants to fix it NOW.
IS HE POSSIBLY TRYING TO TURN THIS THING AROUND NOW??
isn’t it ilegal too if he tries to fix it?
Why is my car insurance quote so high?
31
Aug
I have been to CompareTheMarket for a quote on car insurance, and the cheapest quote was around £5,000 for a car that costs £250. Why is my quote so high? I’m a first time driver living in an area with a fairly high crime rate.
After changing the address to my girlfriends the quote came down to £2,000. This is still way too much considering the cost of the car! Is there any way to bring the insurance cost down? I wont be able to afford to drive at this rate.
I’m from the UK.
Am I obligated to pay on insurance premium when car is stolen?
29
Aug
Car stolen 4 weeks ago, considered total loss.
‘03 Infiniti G35 coupe vs. ‘01 Audi TT vs. ‘05 Mazda Rx8 vs. ‘07 Scion TC?
29
Aug
Ok: here’s my new lineup:
http://www.cars.com/go/compare/trimCompare.jsp?acodes=USB30INC082B0,USB70SCC031A0,USB00AUC111A0,USB50MAC161B0&compType=D
They’re all in the same price range. What would you pick and why? All good sense in my head is telling me to go with the Scion for fuel efficiency, reliability, low maintenance costs & insurance etc. but I’m not entirely sure I can follow that good sense…… It’s a decent looking car (kinna reminds me of the Lexus IS250 appearance-wise) but I’ve been in love with the G35 from the first moment I saw it, love the idea of a sporty car with 4 doors on the Mazda along with a silky smooth ride, and impressed by the fuel efficiency of the Audi TT…. really, I’m not sure why else the TT is on there but it’s the only one I haven’t heard any feedback on yet.
thank you in advance for your input.
hey someone please answer this i dont care if you guess.. .just answer if you are like in 10th grade or higher?
28
Aug
. What does leasing a car involve?
(Points: 2)
Purchasing a car from a car dealer rather than from the previous owner
Using a loan to buy the right to use a car only on specific days of the week
Paying off the car loan over a period of time that’s longer than the car is owned
Renting the car for a specific period of time and paying for its depreciation
2. When can a bank repossess someone’s car?
(Points: 2)
When the owner buys a used car
When the owner gets into an accident
When the owner cancels the insurance
When the owner defaults on the loan payments
3. Which of these makes a student loan different from other types of loans?
(Points: 2)
Students don’t have to provide any collateral to get a student loan.
Student loans are sponsored and guaranteed by the government.
The principal on a student loan is paid off before the interest is applied.
The payments on a student loan can’t be shown on an amortization table.
4. Which of these describes how a five/one ARM mortgage works?
(Points: 2)
The monthly payment is one-fifth of the total purchase price of the house.
The interest rate is fixed for five years and then changes every year afterward.
The interest rate charged on the mortgage is five times the normal interest rate.
The annual fees on the mortgage are only charged during the first five years of the loan.
5. What is one of the advantages of getting a government-sponsored mortgage instead of a conventional mortgage?
(Points: 2)
Government mortgages are easier to get approved than conventional mortgages.
Government mortgages allow home buyers to spend more money on their house.
Government mortgages charge lower interest rates than conventional mortgages.
Government mortgages prevent the government from taking the property for public use.
6. What is one advantage of using a credit card to make purchases?
(Points: 2)
You earn interest on your purchases.
You can buy something now and pay for it later.
You automatically improve your credit history.
You get instant access to your checking account.
7. Match each of the fees below with the situations where a credit card customer would get charged.
(Points: 2)
Matching:
Answer Potential Matches:
: Annual fee
1: The credit card company requires a yearly payment for the right to use the card.
2: You use a new credit card to pay off the $1,000 balance on another credit card.
3: You pay your minimum payment one week after the due date.
4: You withdraw $500 from an ATM using your credit card.
: Balance transfer fee
: Cash advance fee
: Late payment fee
8. Why is it important for people to maintain a good credit history?
(Points: 2)
So that the IRS won’t investigate them for tax fraud
So that it’s easier to list the expenses on their personal budget
So that they know all of the fees associated with their credit cards
So that they have an easier time getting loans and credit cards
9. Which of these credit card features would be best for customers who think they might not be able to pay their balance at the end of each month?
(Points: 2)
No fees for cash advances
A high balance transfer limit
A low annual percentage rate
An annual fee that can be waived
10. Match each of the credit card terms with its definition.
(Points: 2)
Matching:
Answer Potential Matches:
: Annual percentage rate
1: Number of days to run a balance before fees or interest are charged.
2: A listing of a person’s financial information and history
3: A credit card with money in a savings account to act as collateral.
4: The amount of interest paid on unpaid balances.
: Grace period
: Secured card
: Credit report
Are annuity health insurance premiums deductible?
26
Aug
My husband gets a government pension. His health insurance premiums are deducted from the annuity payments each month. (I don’t know yet if the premiums are paid with pre-tax or post-tax dollars, looking into it.) Are those premiums deductible in the medical expenses area of our federal income taxes?
Car insurance cheaper if car is registered in two names?
26
Aug
Hey everyone, I may be purchasing a new car soon and I was wondering if the car insurance would be cheaper if we registered the car in both my wife’s and my name, versus just mine?
Thanks
Is $17,100 a good price for a 2009 Pontiac Solstice with 400 miles ?
26
Aug
Is $17,100.00 a good price for a 2009 Pontiac Solstice? Should I take the leap…after my down payment it will be $250.00 a month for 48 months. It will be my primary car.
It has the following
Mileage 420
Body Style Convertible
Exterior Color Blue
Interior Color Tan
Engine 4 Cylinder Gasoline
Transmission 5 Speed Automatic
Drive Type 2 wheel drive – rear
Fuel Type Gasoline
Doors Two Door
Stock No. 10388A
VIN 1G2MN35B99Y100826
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Vehicle Description
Installed Options
Anti Theft Device
OnStar Communications System
Power Driver Seat
Vanity Mirror(s)
Tire Pressure Monitor
Vehicle Stability Assist System
Daytime Running Lights
Driver Air Bag
Anti-Lock Brakes
Air Conditioning
Alloy Wheels
Adjustable Headrests
Front Bucket Seat(s)
Remote Stereo Controls
Bucket Seats
Cruise Control
CD Player
Console
Passenger Air Bag
Rear Window Defroster
Temperature Gauge
Radial Tires
Trip Odometer
Tachometer
Interval Wipers
Rear Defroster
Reclining Seat(s)
Auto Headlight Delay
Center Console
Dual Air Bags
Reading Lights
Power Outlet(s)
Beverage Holder (s)
Intermittent Wipers
Leather Seats
Power Door Locks
Power Mirrors
Power Windows
Power Steering
Remote Trunk Release
Traction Control System
Tinted Glass
Tilt Wheel
Seller’s Description and Comments
Airbag Deactivation,Emergency Trunk Release,Temperature Gauge,Air Conditioning,Vanity Mirrors,Vehicle Stability Assist,Tire Pressure Monitor,OnStar Communication System,Sport Suspension,Power Steering,Power Door Locks,Power Windows,Radial Tires,Trip Odometer,Tachometer,Tilt Steering Wheel,Cruise Control,Interval Wipers,Rear Defroster,Console,Front Bucket Seats,Reclining Seats,Leather Upholstery,CD Player,Adjustable Head Rests,Bucket Seats,Power Mirrors,Traction Control System,Auto Headlight Delay,Daytime Running Lights,Anti-Theft Device(s),Convertible Top,Remote Trunk Release,Power Drivers Seat,Center Console,Remote Stereo Controls,Analog Instruments,Color Coded Mirrors,Rear Window Defroster,Reading Light(s),Power Outlet(s),Alloy Wheels,Dual Air Bags,Driver Side Air Bag,Intermittent Wipers,Anti-Lock Braking System (ABS),Passenger Side Air Bag,Tinted or Privacy Glass,Beverage Holder (s)
What motorcycle size to buy?
25
Aug
I want to buy my first motorcycle (used). What size should I get. I’m 5′8 and weight 155 pounds. I don’t want a skinny bike but I also don’t want a huge one. Any suggestions? I’m looking to spend around $2,500. And does anyone know what motorcycle insurance cost compared to a car? Thx everyone
What would be better financially to do?
23
Aug
Okay, i am 24 years old, and compared to others my age, i am not in debt at all. But compared to my salary, I am in debt. I owe 675 dollars (that’s six hundred and 75 dollars!) on my credit card that has a rather high interest rate. Right now I have 849 in my checking account which is better than I’ve had for a very long time (the avergae I have in my account after main bills are paid is 100 dollars or 25). I get paid at my clothing store job every 2 weeks, just got my check today, and my other job with the school district once a month. My next check from the school dustrict comes on Nov. 10 and will be roughly 1,200 dollars. My minimum credit card bill is due on Oct. 19th, but when I pay the minimum, bc of my interest rate, it doesn’t change the amount, only keeps it from getting higher. I owe my dad at least 100 dollars this month for my car, my mom at least 73 for insurance, and to keep my end of the bargain up with my boyfriend whom I live with for free, about 75 for groceries. I w
I was wondering if I should pay my whole credit card bill and just have no balance left (this balance has been dangling in the air now for quite awhile now, and what a relief it would be), or should I only pay say about 100-200 and have money left over for my other bills and even when those are done still have money left over? If I pay my whole credit card bill I will only have about 175 dollars left in my checking account, only enough for groceries and my phone bill, not the bills I owe my parents, who are understanding about it. And I won’t get another check until the 26th of Oct from the clothing store I work at, and it will be optimistically about 340 dollars. What would be the wisest thing to do financially? Should I wait til my bigger check from the school district on the 10th of Nov. comes and use that to pay it?
Why car insurance quote is so high?
22
Aug
I got quoted by allstate for 1180/6 months for full coverage on a 2010 Toyota Corolla. I am 22 years old and have a pretty clean record, what the heck is going on?
Where can I get cheap insurance?
Will health insurance premiums ever be tax-deductible?
20
Aug
I purchase my own health insurance. The one thing in health reform that would have helped people like me would have been to allow the deduction premiums from our taxes, just like people with employer-provided insurance and self-employed individuals can do.
Now that people will have to be purchasing health insurance, will they have to pay with after-tax dollars too? I haven’t heard of anything in the bill that addressed this. You’d think with 2000+ pages they could have squeezed this in.