Compare Car Insurance Premiums

Do I report Health Insurance Premiums paid on the 1099-MISC?

Editor — Thu, 02 Sep 2010 13:51:41 +0000

It’s driving me nuts! We’re an LLC and everything I’ve read has just confused me more, and people I’ve talked to have conflicting opinions. Do I need to report our health insurance premiums paid to our plan provider on the 1099-MISC?

If you itemize, can you deduct health insurance premiums that you have paid?
Are health insurance companies who drop patients when they get sick required to return premiums already paid ?
Insurance Companies paid PWC to ‘rig/tilt’ Health Reform Impact report – is this fair?
Are health insurance premiums deductible in year paid?

I got rear ended and the guy who hit me is pressuring me – should i get insurance involved?

Editor — Tue, 31 Aug 2010 05:50:33 +0000

The person in front of me was tail gating the person ahead of him so I was trying to keep distance and my brakes were on/off. The guy behind me crashed into me from behind.
There was minor damage to my car – deep scratches that need a paint job and the left bumper that almost came off. He had a dent in his hood. He was very apologetic claiming it was his fault. He was willing to pay for all the damages and felt very bad about the situation. He said that if insurance gets involved, the higher our rates would go up but said it was all up to me in what I wanted to do. We exchanged information and was willing to fix my car as soon as possible. He called me and did his research in which we would get my car fixed.

My back is hurting badly now and I’m going to get it checked now. He just called me up asking if he can meet up again to take pictures of my car. Thing is why would he want to take “better pictures” of my car? Don’t you have to go show the people? I just got off the phone w. him and he said that I have minor damages compared to his dent in the hood. He believes that because I suddenly braked, he braked as well causing his hood to slide under my back…. He pretty much made it seem like what he did was very minor. I didn’t meet up w. him b/c my parents drove another car to take me to the Dr. and got upset and was suspicious and accused me of illegal fraud? I killed him back w. kindness and he was being nice saying he wanted to fix my car ASAP. He really scared me last night and I’m feeling pressure b/c he wants to fix it NOW.

IS HE POSSIBLY TRYING TO TURN THIS THING AROUND NOW??
isn’t it ilegal too if he tries to fix it?

Why is my car insurance quote so high?

Editor — Tue, 31 Aug 2010 03:52:08 +0000

I have been to CompareTheMarket for a quote on car insurance, and the cheapest quote was around £5,000 for a car that costs £250. Why is my quote so high? I’m a first time driver living in an area with a fairly high crime rate.

After changing the address to my girlfriends the quote came down to £2,000. This is still way too much considering the cost of the car! Is there any way to bring the insurance cost down? I wont be able to afford to drive at this rate.
I’m from the UK.

Am i paying too much for car insurance?

Editor — Sun, 29 Aug 2010 20:55:02 +0000

I am in my early 30s. A single male, no kids.
I have a pretty much spotless driving record. The only ticket i have had in the past 10 years that i can think of off hand was for not using a turn signal, that was over a year ago. Other than that, nothing in around 10 years. No claims on my insurance in over 10 years either.
I drive a 2001 Ford ZX2, its a compact car-for those not familiar with it , it would be similar to a Chevy Cavalier or Dodge Neon.
Oh, im paying $700 every 6 months for full coverage car insurance through Nationwide. I have been with them ever since i started driving.
This seems like alot. Is it? My friends tell me im overpaying, yet when i call around other places to get quotes i never find anything cheaper. In fact several places have told me to stay where im at.
I dont have a problem paying it, but im just trying to find out if this sounds about right and fair as far as the price goes.
Anyone out there a insurance agent?

Am I obligated to pay on insurance premium when car is stolen?

Editor — Sun, 29 Aug 2010 20:54:59 +0000

Car stolen 4 weeks ago, considered total loss.

‘03 Infiniti G35 coupe vs. ‘01 Audi TT vs. ‘05 Mazda Rx8 vs. ‘07 Scion TC?

Editor — Sun, 29 Aug 2010 06:53:08 +0000

Ok: here’s my new lineup:

http://www.cars.com/go/compare/trimCompare.jsp?acodes=USB30INC082B0,USB70SCC031A0,USB00AUC111A0,USB50MAC161B0&compType=D

They’re all in the same price range. What would you pick and why? All good sense in my head is telling me to go with the Scion for fuel efficiency, reliability, low maintenance costs & insurance etc. but I’m not entirely sure I can follow that good sense…… It’s a decent looking car (kinna reminds me of the Lexus IS250 appearance-wise) but I’ve been in love with the G35 from the first moment I saw it, love the idea of a sporty car with 4 doors on the Mazda along with a silky smooth ride, and impressed by the fuel efficiency of the Audi TT…. really, I’m not sure why else the TT is on there but it’s the only one I haven’t heard any feedback on yet.

thank you in advance for your input.

hey someone please answer this i dont care if you guess.. .just answer if you are like in 10th grade or higher?

Editor — Sat, 28 Aug 2010 16:50:47 +0000

. What does leasing a car involve?
(Points: 2)
Purchasing a car from a car dealer rather than from the previous owner

Using a loan to buy the right to use a car only on specific days of the week

Paying off the car loan over a period of time that’s longer than the car is owned

Renting the car for a specific period of time and paying for its depreciation

2. When can a bank repossess someone’s car?
(Points: 2)
When the owner buys a used car

When the owner gets into an accident

When the owner cancels the insurance

When the owner defaults on the loan payments

3. Which of these makes a student loan different from other types of loans?
(Points: 2)
Students don’t have to provide any collateral to get a student loan.

Student loans are sponsored and guaranteed by the government.

The principal on a student loan is paid off before the interest is applied.

The payments on a student loan can’t be shown on an amortization table.

4. Which of these describes how a five/one ARM mortgage works?
(Points: 2)
The monthly payment is one-fifth of the total purchase price of the house.

The interest rate is fixed for five years and then changes every year afterward.

The interest rate charged on the mortgage is five times the normal interest rate.

The annual fees on the mortgage are only charged during the first five years of the loan.

5. What is one of the advantages of getting a government-sponsored mortgage instead of a conventional mortgage?
(Points: 2)
Government mortgages are easier to get approved than conventional mortgages.

Government mortgages allow home buyers to spend more money on their house.

Government mortgages charge lower interest rates than conventional mortgages.

Government mortgages prevent the government from taking the property for public use.

6. What is one advantage of using a credit card to make purchases?
(Points: 2)
You earn interest on your purchases.

You can buy something now and pay for it later.

You automatically improve your credit history.

You get instant access to your checking account.

7. Match each of the fees below with the situations where a credit card customer would get charged.
(Points: 2)

Matching:

Answer Potential Matches:
: Annual fee
1: The credit card company requires a yearly payment for the right to use the card.

2: You use a new credit card to pay off the $1,000 balance on another credit card.

3: You pay your minimum payment one week after the due date.

4: You withdraw $500 from an ATM using your credit card.

: Balance transfer fee

: Cash advance fee

: Late payment fee

8. Why is it important for people to maintain a good credit history?
(Points: 2)
So that the IRS won’t investigate them for tax fraud

So that it’s easier to list the expenses on their personal budget

So that they know all of the fees associated with their credit cards

So that they have an easier time getting loans and credit cards

9. Which of these credit card features would be best for customers who think they might not be able to pay their balance at the end of each month?
(Points: 2)
No fees for cash advances

A high balance transfer limit

A low annual percentage rate

An annual fee that can be waived

10. Match each of the credit card terms with its definition.
(Points: 2)

Matching:

Answer Potential Matches:
: Annual percentage rate
1: Number of days to run a balance before fees or interest are charged.

2: A listing of a person’s financial information and history

3: A credit card with money in a savings account to act as collateral.

4: The amount of interest paid on unpaid balances.

: Grace period

: Secured card

: Credit report

Are annuity health insurance premiums deductible?

Editor — Thu, 26 Aug 2010 22:41:12 +0000

My husband gets a government pension. His health insurance premiums are deducted from the annuity payments each month. (I don’t know yet if the premiums are paid with pre-tax or post-tax dollars, looking into it.) Are those premiums deductible in the medical expenses area of our federal income taxes?

Car insurance cheaper if car is registered in two names?

Editor — Thu, 26 Aug 2010 12:51:20 +0000

Hey everyone, I may be purchasing a new car soon and I was wondering if the car insurance would be cheaper if we registered the car in both my wife’s and my name, versus just mine?

Thanks

Is $17,100 a good price for a 2009 Pontiac Solstice with 400 miles ?

Editor — Thu, 26 Aug 2010 08:51:25 +0000

Is $17,100.00 a good price for a 2009 Pontiac Solstice? Should I take the leap…after my down payment it will be $250.00 a month for 48 months. It will be my primary car.

It has the following

Mileage 420
Body Style Convertible
Exterior Color Blue
Interior Color Tan
Engine 4 Cylinder Gasoline
Transmission 5 Speed Automatic
Drive Type 2 wheel drive – rear
Fuel Type Gasoline
Doors Two Door
Stock No. 10388A
VIN 1G2MN35B99Y100826
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Vehicle Description
Installed Options
Anti Theft Device
OnStar Communications System
Power Driver Seat
Vanity Mirror(s)
Tire Pressure Monitor
Vehicle Stability Assist System
Daytime Running Lights
Driver Air Bag
Anti-Lock Brakes
Air Conditioning
Alloy Wheels
Adjustable Headrests
Front Bucket Seat(s)
Remote Stereo Controls
Bucket Seats
Cruise Control
CD Player
Console
Passenger Air Bag
Rear Window Defroster
Temperature Gauge
Radial Tires
Trip Odometer
Tachometer
Interval Wipers
Rear Defroster
Reclining Seat(s)
Auto Headlight Delay
Center Console
Dual Air Bags
Reading Lights
Power Outlet(s)
Beverage Holder (s)
Intermittent Wipers
Leather Seats
Power Door Locks
Power Mirrors
Power Windows
Power Steering
Remote Trunk Release
Traction Control System
Tinted Glass
Tilt Wheel

Seller’s Description and Comments
Airbag Deactivation,Emergency Trunk Release,Temperature Gauge,Air Conditioning,Vanity Mirrors,Vehicle Stability Assist,Tire Pressure Monitor,OnStar Communication System,Sport Suspension,Power Steering,Power Door Locks,Power Windows,Radial Tires,Trip Odometer,Tachometer,Tilt Steering Wheel,Cruise Control,Interval Wipers,Rear Defroster,Console,Front Bucket Seats,Reclining Seats,Leather Upholstery,CD Player,Adjustable Head Rests,Bucket Seats,Power Mirrors,Traction Control System,Auto Headlight Delay,Daytime Running Lights,Anti-Theft Device(s),Convertible Top,Remote Trunk Release,Power Drivers Seat,Center Console,Remote Stereo Controls,Analog Instruments,Color Coded Mirrors,Rear Window Defroster,Reading Light(s),Power Outlet(s),Alloy Wheels,Dual Air Bags,Driver Side Air Bag,Intermittent Wipers,Anti-Lock Braking System (ABS),Passenger Side Air Bag,Tinted or Privacy Glass,Beverage Holder (s)

What motorcycle size to buy?

Editor — Wed, 25 Aug 2010 22:52:14 +0000

I want to buy my first motorcycle (used). What size should I get. I’m 5′8 and weight 155 pounds. I don’t want a skinny bike but I also don’t want a huge one. Any suggestions? I’m looking to spend around $2,500. And does anyone know what motorcycle insurance cost compared to a car? Thx everyone

What would be better financially to do?

Editor — Mon, 23 Aug 2010 12:49:47 +0000

Okay, i am 24 years old, and compared to others my age, i am not in debt at all. But compared to my salary, I am in debt. I owe 675 dollars (that’s six hundred and 75 dollars!) on my credit card that has a rather high interest rate. Right now I have 849 in my checking account which is better than I’ve had for a very long time (the avergae I have in my account after main bills are paid is 100 dollars or 25). I get paid at my clothing store job every 2 weeks, just got my check today, and my other job with the school district once a month. My next check from the school dustrict comes on Nov. 10 and will be roughly 1,200 dollars. My minimum credit card bill is due on Oct. 19th, but when I pay the minimum, bc of my interest rate, it doesn’t change the amount, only keeps it from getting higher. I owe my dad at least 100 dollars this month for my car, my mom at least 73 for insurance, and to keep my end of the bargain up with my boyfriend whom I live with for free, about 75 for groceries. I w
I was wondering if I should pay my whole credit card bill and just have no balance left (this balance has been dangling in the air now for quite awhile now, and what a relief it would be), or should I only pay say about 100-200 and have money left over for my other bills and even when those are done still have money left over? If I pay my whole credit card bill I will only have about 175 dollars left in my checking account, only enough for groceries and my phone bill, not the bills I owe my parents, who are understanding about it. And I won’t get another check until the 26th of Oct from the clothing store I work at, and it will be optimistically about 340 dollars. What would be the wisest thing to do financially? Should I wait til my bigger check from the school district on the 10th of Nov. comes and use that to pay it?

Why car insurance quote is so high?

Editor — Sun, 22 Aug 2010 18:50:14 +0000

I got quoted by allstate for 1180/6 months for full coverage on a 2010 Toyota Corolla. I am 22 years old and have a pretty clean record, what the heck is going on?

Where can I get cheap insurance?

Will health insurance premiums ever be tax-deductible?

Editor — Fri, 20 Aug 2010 07:42:07 +0000

I purchase my own health insurance. The one thing in health reform that would have helped people like me would have been to allow the deduction premiums from our taxes, just like people with employer-provided insurance and self-employed individuals can do.

Now that people will have to be purchasing health insurance, will they have to pay with after-tax dollars too? I haven’t heard of anything in the bill that addressed this. You’d think with 2000+ pages they could have squeezed this in.

Genesis Coupe or Subaru WRX?

Editor — Fri, 20 Aug 2010 04:59:49 +0000

Looking for a new car now that I have graduated college. I have $12000 from a trade-in. Now I am looking into the Genesis Coupe 3.8 or the 2011 WRX(not sti). Apparently the Gen is coming out with a v6 rspec for 2011 so I will be looking into pricing on that. I near Philadelphia so there is some snow. But I would have to get a winter setup with either vehicle. RWD vs AWD, but I’ve seen that with winter tires the Genesis coupe isn’t bad on snow. Performance. 0-60 is kinda bs cuz the genesis has to shift into 3rd gear right before 60. Is the Genesis faster overall? It seems to be a much nicer driving car, especially for everyday. Also, insurance. What would the genesis be like compared to the insurance killer WRX. As for gas, it seems like the genesis gets much better gas mileage without the constant awd setup and it runs on 87. Warranty: Is hyundais really that good? They say its one of the best in thebusiness but what does it cover. It is certainly way longer than subaru’s. Any advice to push me one way or another would be appreciated. Especially considering you cant really drive a wrx around me, they are sold before they hit the dealerships.

What is the cheapest car insurance for teens to buy themselves?

Editor — Mon, 16 Aug 2010 04:51:20 +0000

I’m 19 years old and shortly will buy my own car. I’m trying to be independent and need to buy my own affordable car insurance for my car. The quotes from name brand insurance co. like geico and progressive are between $800-$1300/mo. That is so crazy and obviously cannot afford that. Does anybody know where I can find reasonable priced insurance (non name brands) that just covers the minimum? My budget is $100 and less. BTW, I live in SouthFlorida.
FYI: I actually just got my driver license and never drove before!!

Will this raise my car insurance premium?

Editor — Mon, 16 Aug 2010 04:51:17 +0000

I was driving when a deer popped out from the side and I had to swerve to avoid it. I got out okay but the car didn’t. It hit the nearby iron fence, completely tearing the front bumper, the left side mirror, and basically denting the entire left side of the car. The right side is completely in tact and still looks fine.

I think it’s just all exterior damage. The car still runs fine (it was fine enough for me to drive it home and when I opened the hood everything was intact).

Does insurance cover this and will this raise my premium quite a bit?
yes, it is all superficial. The airbag didn’t even deploy, so I doubt the crash was intense enough to mess with anything important (i.e: chasis). I just slammed the side of the car into the fence (although I’m still perplexed at how the bumper could have came off).

Just lost our car due to repo..can I put it on my bankruptcy?

Editor — Sun, 15 Aug 2010 19:52:37 +0000

Well it is actually my fiance’s car and HIS bankruptcy but we were curious. His credit is a mess from YEARS of having no medical insurance and many medical problems. We tried going to a debt consolidation place but basically his debt compared to his income is too extreme.

Well in 2008 we got a loan for a van and because his credit was so bad he was paying a 29% interest rate which came out to be $350 a MONTH for a 10 year old VAN! but we paied it on time EVERY month without fail. Well in January he recieved medical benifits from his job but he pays $310 A PAYCHECK…YES A PAYCHECK!! that with the $600 he pays in child support means no money for the van. So we lost it this month. We need to get his credit cleaned up and were wondering if we could put the vanloan on his bankruptcy or if it is too soon after repo. PLEASE HELP! We are just trying to get back on our feet and start with a clean slate! THANKS!
oops…I meant paid not paied
THANK YOU BOTH SO MUCH!!! That really takes alot of stress of!!! and to whoever gave them a thumbs down..GET A LIFE! They gave me great advise and I am thankful!

does love have a number?

Editor — Sun, 15 Aug 2010 02:51:37 +0000

do you think that im 18 this guy is 28 is that too, much of an age gap? we both have allot in common i have my own car payed for it also pay for the insurance. also i buy my own food. pay my cell phone bill im getting sign up for college tomorrow.

im super attracted to him i saw him it was instant attraction all his favorite bands are my favorite bands also. i dont have much experience dating, but when i first saw him i thought he was one of the most attractive guys i have ever seen! he thinks im hot!

my parents i ask them if i could date him they said no he was too old for me. why does it matter if we have allot in common enjoy the same things also are attracted to one another? im mature im looking were i stand in the future. IM PAYING FOR MY OWN COLLEGE! come on im making sacrifices for a brighter future! i can t stop thinking about this guy i feel like im floating.

Cheaper Car Insurance For Teenage Drivers?

Editor — Sat, 14 Aug 2010 18:53:44 +0000

Can you help. I priced car insurance for my 16 year old son, and my premium will almost triple.

I know all of you will post that he should just get a job, and that is fine, but I want him to save money for college, not to make an insurer rich. OK?

Out of curiosity, does anyone know why car insurance is CHEAPER when you add your partner on?

Editor — Sat, 14 Aug 2010 09:57:43 +0000

I did my insurance quote for my Ford Focus

If you itemize, can you deduct health insurance premiums that you have paid?

Editor — Fri, 13 Aug 2010 16:44:39 +0000

I used the free version of Tax Act and was surprised when a box popped up and asked me for the amount of health insurance premiums I had paid.

Is $17,100.00 a good price for a 2009 Pontiac Solstice?

Editor — Thu, 12 Aug 2010 22:50:21 +0000

It has the following

Is insurance cost any different if i have a 4WD vehicle, compared to a 2WD vehicle?

Editor — Wed, 11 Aug 2010 12:59:46 +0000

I will be getting my first vehicle, fairly soon. I would really like to get a truck with 4WD, but my parents say that insurance for a 4WD is alot. Is it? and if it is, how much is it?
Some info that may help :I am male, i will be driving my own car when im 16 in 5 months, and we have century 21.

is the 2005 mustang v6 slow compared to other cars like 2003 Honda accord v6?

Editor — Wed, 11 Aug 2010 02:53:38 +0000

so in a year i will get my license and i am saving up for my favorite car (ford mustang) and i am mainly looking at 2005 v6 models right now because the GT is to expensive in sale price, gas and insurance. sometimes my friends do little drag races and i was just looking at specs and the car my friend has (2003 accord v6) has 240 hp 3 liter v6. I’m going to get the car will 1 liter bigger engine and 30 hp less? how does that work? and how much gears does the automatic transmission have? 4 or 5 on the mustang? also who will win in a race?
both stock

Is this fair pay for watching 2 kids?

Editor — Sun, 08 Aug 2010 02:51:30 +0000

I’ll try to make this short. I have 2 younger brothers, ages 7 and 3 from my mom and my step dad. I’m 25 and I have 2 kids of my own with my fiance and we live on our own. The money I’m paid to watch my brothers is my only income (aside from what my fiance makes at his job). My mom and step dad pay me $50 a day for an 11 hour day. My 7 year old brother is at school 7 hours out of the day so I have just one of them for 7 hours and both for the other 4 hours. Do you think $50 a day is fair pay? Keep in mind..day care centers and in home day care providers can charge that little because they watch a handful of kids and get paid for each child. For me, the $50 is all I get total because I do not watch other kids. I watch them about 3 days a week so I make about $600 a month and after I pay my car insurance and phone bill, I’m left with only $480 to last me a month (I’m only paid once a month). If you take $50 a day divided by 11 hours, that’s only $4.54 an hour for 2 kids. The going rate for watching just one child is usually more than that! So my question is, do you think that is fair pay? I’m finding it hard to make ends meet with these economic times on my income. Don’t get me wrong..my fiance does his best to provide for us, but I want to have money to pay my own cell bill and car insurance and to be able to pay for my own gas and my own clothes and things like that. Is it fair for me to ask for a raise or not? I was thinking about asking them to start paying me $5 an hour when I have just my 3 year old brother, and $7 an hour when I have both of them. That’s still WAY cheap compared to the going rate for most nannies/sitters.
I just thought I would add some details to your questions. I usually do provide all the food. I can either watch them at my house or go to my mom’s, but I usually have them come here (we live a block away from each other). And although they are my brothers, we still made an agreement that this would be my job so the fact that they’re my brothers doesn’t change the fact that this is my job and my income.
I thought I would also add that no, they couldn’t really take them somewhere else for less because no other place would accomadate their needs. My mom gets off at different times each night. Its usually around them same time, but she’s a supervisor and my step dad is a general manager of a Chipotle so if there is work to be done, they have to stay late and my schedule is different every week. I don’t usually know which 3 days I watch them until Sunday evening. No other day care place would do that. They are much more strict about knowing the schedule and having the same pick up time each night.

if a person requests a court order for reimbursement of Health insurance premiums?

Editor — Sat, 07 Aug 2010 01:44:18 +0000

If a person requests a court order for reimbursement of health insurance premiums, and tells the courts that the cost is $450 per month when the actual cost is $350 per month, would this make the court order invalid? Also, if this person prosecuted for failing to pay this amount in full would this be malicious prosecution? Balto., Maryland

Does anybody know of the cheapest car insurance company in Hamilton, Ontario?

Editor — Fri, 06 Aug 2010 00:50:27 +0000

Getting car insurance these days is getting ridiculous…I’ve gotten quotes for $500, etc. but there has to be something cheaper out there. I’m getting an old car, so just basic insurance would be fine, so I can “legally” drive. Does anybody know of the cheapest car insurance company in Hamilton, Ontario?

Why do woman drivers get cheaper car insurance?

Editor — Tue, 03 Aug 2010 00:51:54 +0000

that is a load of sh*t!! you should see the amount of female street racers around were I live!

can some one help me with a car insurance quote?

Editor — Mon, 02 Aug 2010 12:50:26 +0000

I am writing a paper, for my english class. I am writing about some of the high priced items in the world today. one area is cars. would any one have a ruff idea of how much it would cost to insure a 2007 Rolls-Royce Phantom for a person that is 27 years old