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How to lower price for car insurance?

12 May

Hi.So I bought Renault Clio 1.2 16v Extreme for 2.5k £. It has modifited alloys (16′),tinted black windows and back lights a’la Lexus. Obviously car was from 2nd hand so these modifications arent worth more than 250-300£. I’m 18 years old and Im holding my driving license for 1 month. I quoted myself on many car insurance websites and all I see is 2900-3300£ to insure it if I type that my car is modifited (without mods it’s 1,8k£ to insure) ! My question is:

Is there car insurance company that will not cover modifited parts but it will cover rest of the car so I’ll pay like for non-modifited car? If it is – what’s the name of that company.

Thank you.

 
2 Comments

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  1. mbrcatz

    May 12, 2010 at 1:09 pm

    The way the mods work, is that they get insured seperately. If you don’t add in the mods for the quote, you’re not covered for them, if something happens to the car.

    But you STILL have to disclose them on the application.

    Best way to handle this, is to NOT buy it over the internet – use a local agent.

     
  2. Jim

    May 12, 2010 at 1:22 pm