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Posts Tagged ‘Auto’

Where can i get really cheap auto insurance. when i turn 18 I am getting my own car and own insurance.?

28 Jul

I don’t make that much money probably only about 200-300 dollars a month so I wanted to know where i could get the cheapest car insurance in ME. i don’t want to do a car quote now because I am not old enough and I don’t actually have my license and a car now but I would just like an average or what around what the cheapest cost is. Thanks

 
2 Comments

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Where can i get really cheap auto insurance. when i turn 18 I am getting my own car and own insurance.?

28 Jul

I don’t make that much money probably only about 200-300 dollars a month so I wanted to know where i could get the cheapest car insurance in ME. i don’t want to do a car quote now because I am not old enough and I don’t actually have my license and a car now but I would just like an average or what around what the cheapest cost is. Thanks

 
2 Comments

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Will I get an auto insurance refund?

08 Jun

I insured a truck a week ago because I was planning on buying the vehicle the next and I wanted to be fully insured when I take delivery of the vehicle. Long story short there is an issue with the title and I simply backed out of the purschase however my insurance company already has my checking account number and is scheduled to charge me first month premium any day now. Since I didnt buy the truck will I get this money back/cancel the pending withdrawal/apply towards a new vehicle once I get it or am I taking a loss on the money

 
1 Comment

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is there a 30 day grace period in which you can pay your premium on all auto insurance policies?

07 Jun
 
5 Comments

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When I added my 16 year old daughter’s name to my auto insurance policy my premium doubled. Is this normal?

05 Jun
 
10 Comments

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If I terminate my auto insurance before the policy end date, do I get any refund?

05 Jun

I’m switching to another insurance with cheaper rate before my current policy ends. Will they prorate the premium and give me back a refund?

 
2 Comments

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What are typical limits on a full coverage auto insurance policy.?

04 Jun

I was recently in a mans vehicle when he wrecked, I was pretty seriously injured, and now have a lot of medical bills, and surgery bills. I know that he has a full coverage policy with Geico, because they have contacted me, and told me that. The only thing that they will not tell me is his personal limits. I have found out though that He has a history of accidents, and DUI’S. I do not know if that has any affect on his limits or not. I am just concerened about my bills getting paid, and my reimbursement for my lost time, and pain and suffering.

 
1 Comment

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Why do auto insurance companies have such huge differences in premiums?

02 Jun

We have 3 vehicles and 4 drivers. All drivers have clean driving records. 2 of the vehicles have full coverage and the other has liability. Allstate is charging us $1300.00 for 6 months. I’ve been shopping around and Geico would only charge $550.00 for 6 months for the same coverages. I have other quotes from other companies that are approximately $700.00 for 6 months. Farmer’s Insurance is the most expensive. They want $1500.00 for 6 months. Why is there such a difference in premiums?

 
6 Comments

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what factors are considered for auto insurance?

02 Jun

I am trying to get an auto insurance. But when i went to an agent to get a quote, he told me that since i wasn’t on somebody’s policy for 3 years, my premium is going to be much more higher.
But I have had an license for more than 3 years but just was not on my parents policy because of high insurance premium.
So my question is what is considered
1. i need license for 3 years
2. i need to be on someone else’s policy for 3 years.

 
4 Comments

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Auto insurance: At fault accident?

01 Jun

My brother borrowed my car and got into an accident last year (and was deemed to be at-fault). My premium was increased after that. This year I moved out and it’s now time to renew. I am checking other insurance broker web sites for the quotes and all of them ask me if I had “1 or more at-fault accidents in the last 5 years”. Technically speaking I wasn’t the one who involved in the accident. Should my answer be YES or NO ?

 
5 Comments

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I’m 24 years old. My auto insurance 170 per month. How much % will drop insurance premium after 25?

31 May
 
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Would an auto insurance company have a reason to ignore the fact of having an incorrect VIN Number?

31 May

I got a dui years ago and have now saved enough to buy my car and get it on the road. The risk of my age and record, I found myself going through an insurance company that looks like it literally has holes in the wall. Their advertisement is that they will accept anyone. And they will for the month to month price they can get. I noticed they copied down the wrong vin number for my vehicle. They stated that it was not important for sr22’s. I had some spare time later and went back with the correct one written down for them to copy. In front of me they wrote down the wrong number off the sheet I handed them. “well okay… I’m just going to write down this”. “it shouldn’t be a problem” Is basically what they said to me during the process. is there any reason they would avoid using correct info? Or is it really just not that important?
(PS The number on my mailed insurance cards is incorrect and I just wrecked the car last week).

 
3 Comments

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Should I contact my auto insurance for claim or not?

31 May

3 weeks ago, it was snowing heavily. While taking a slow turn into work, my car (a 2002 honda) slid on black ice and hit the curb. I had to get it towed to a mechanic nearby. One wheel is completely damaged, and lot of other things bent out of shape which needs replacement including sub-frame. I am quoted at ~$1,900. I don’t plan on keeping the car for more than a year.

Should I pay out of pocket or should I call my insurance and file a claim. My deductible is $500. But they may consider it as my fault and increase my premium, and if I buy a new car a year later, the premium would be even higher due to this report on my file.

Is there a set rule that; it makes sense to file a claim vs pay out of pocket if the damages are beyond a certain amount?

 
3 Comments

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Would Universal Health Care make auto insurance cheaper?

29 May

Seeing as how such a huge portion of auto insurance costs go into medical care for accident injuries, would having UHC lower auto insurance premiums?

 
11 Comments

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Auto insurance claim?

27 May

I got hail damage on my car a few weeks ago. I made an insurance claim. They sent and estimator out and estimated it yesterday. $2000 damage. My deductible is $1000. It’s just minor cosmetic damage and I don’t want to spend $1000 of my money for the deductible to get it fixed. Can I keep the $1000 they send me ($2000 -$1,000 for deductible=$1000)? I have a lien on the car and they said the lien holder (bank) and my name will both be on the check. What do I do? Do I have to actually get the work done to get the lien holder to sign the check over to me? Is there any way around it? Like I said, I don’t have $1000 extra for the deductible so I’m not getting the car fixed either way. Also, the lien holder is my actual bank. Do you think because they are on the check they might overlook it and let me deposit the money into my account?

 
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