the patel family bought a home taking out a mortgage of $235,000 at 8 3/4% for 25 yrs. The annual property taxes on the home are $6,345. and the annual hazard insurance premium is $1,479. what is the monthly PITI payment of their loan?
Posts Tagged ‘Business’
For pros in the business, what is the average cost to the employer for workmans compensation?
I am in Ca. and was wondering what the average cost in insurance premiums, medical treatment, worker salary, etc. for minor (laceration needing stiches) to major ( broken bones, amputattion, death).
Thank you.
Understandably, rates are diffrent by industry and the potential for risk but what is the overall cost to all parties.
Let take for example a midsize corporation with an max of 2000 employees in a retail setting.
How bout a large corporation with 9000 employees in an aerospace setting.
Help on my landscaping and construction business plan i need answers under each topic please help asap.?
Promotion
How will you get the word out to customers?
Advertising: What media, why, and how often? Why this mix and not some other?
Have you identified low-cost methods to get the most out of your promotional budget?
Will you use methods other than paid advertising, such as trade shows, catalogs, dealer incentives, word of mouth (how will you stimulate it?), and network of friends or professionals?
Should you have a system to identify repeat customers and then systematically contact them?
How much will you spend on the items listed above? Where will this money come from?
Image
What image do you want to project? How do you want customers to see you?
What plans do you have for graphic image support? This includes things like logo design, cards and letterhead, brochures, signage, and interior design (if customers come to your place of business).
Pricing
Explain your method or methods of setting prices.
Compare your prices with those of the competition. Are they higher, lower, the same? Why?
For most small businesses, having the lowest price might take away from profit margin; large competitors can under price you anyway.
Will you have average prices and compete on quality and service?
Does your pricing strategy fit with what was revealed in your competitive analysis?
How important is price as a competitive factor? Do your intended customers really make their purchase decisions mostly on price?
Proposed Location
Is your location important to your customers? If yes, how?
If customers come to your place of business:
Is it convenient? Parking? Interior spaces? Not out of the way?
Is it consistent with your image?
Is it what customers want and expect?
Where is the competition located? Is it better for you to be near them (like car dealers or fast food restaurants) or distant (like convenience food stores)?
What qualities do you need in a location? Describe the type of location you’ll have.
Physical requirements:
• Amount of space
• Type of building
• Zoning
• Power and other utilities
Access:
Is it important that your location be convenient to transportation or to suppliers?
Do you need easy walk-in access?
What are your requirements for parking and proximity to freeway, airports, railroads, and shipping centers?
Include a drawing or layout of your proposed facility if it is important, as it might be for a manufacturer.
Construction? Most new companies should not sink capital into construction, but if you are planning to build, costs and specifications will be a big part of your plan.
Cost: Estimate your occupation expenses, including rent, but also including maintenance, utilities, insurance, and initial remodeling costs to make the space suit your needs.
What will be your business hours?
Distribution Channels
How do you sell your products or services?
• Retail
• Direct (mail order, Web, catalog)
• Wholesale
• Your own sales force
• Agents
• Independent representatives
• Bid on contracts
……I need answers for these in your opinion for a business plan for a landscaping and construction company please help
What is a reasonable cost (premium) for a residential house cleaning business?
Just starting out in house cleaning business…want to have general liability insurance (600K-1million), with no previous experience in the cleaning industry (but high FICO score), is an $800+annual premium a reasonable cost? (also it’s through Lloyds of London…is that the bottom and most riskiest, costliest insurance)? thanks for any help
What is the average home business liabilitly insurance monthly premium?
This would be an internet based business run out of my home, with $2000 in sales a month.
More specifically, this would be for a home based internet business that does $2000 a month in sales, in Illinois and makes no original products, but resells them. I have heard that companies who manufacturer the products hold the liability, not the reseller, is that true? Does it reduce my liability that I do not make the product I am selling?
I have a new life insurance business which way is the best way to get leads?
which is the best way to get more clientele for life insurance, premium financing, and life settlements?
How to start Car and Business Insurance Business.?
Please provide me the steps required and the companies names who provide online quotation systems for this purpose and also provide the insurance providers names.
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