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Is this the Republican Health Care Plan?

Editor — Sun, 06 Jun 2010 07:41:40 +0000

Leave the uninsured uninstured?

GOP healthcare bill would leave 95 percent of uninsured without coverage

By John Byrne
Thursday, November 5th, 2009 — 8:35 am

House Republicans’ healthcare bill has left Congressional budget auditors scratching their heads.

An analysis by the Congressional Budget Office has found that the Republicans’ proposed healthcare overhaul would cover just 3 million Americans by 2019, and leave 52 million Americans uninsured — effectively covering just 5 percent of those who would otherwise be uninsured.

That means 95 percent of those who are uninsured will still be without coverage in 2019.

What’s more, the number of non-elderly Americans lacking insurance would likely remain unchanged from today – with 17 percent of Americans having no health insurance.

The New York Times notes:

The Congressional Budget Office said on Wednesday that an alternative health care bill put forward by House Republicans would have little impact in extending health benefits to the roughly 30 million uninsured Americans, but would reduce average insurance premium costs for people who have coverage.

The Republican bill, which has no chance of passage, would extend insurance coverage to about 3 million people by 2019, and would leave about 52 million people uninsured, the budget office said, meaning the proportion of non-elderly Americans with coverage would remain about the same as now, at roughly 83 percent.

Would Universal Health Care make auto insurance cheaper?

Editor — Sat, 29 May 2010 07:39:28 +0000

Seeing as how such a huge portion of auto insurance costs go into medical care for accident injuries, would having UHC lower auto insurance premiums?

Where can I get a good Long Term Care insurance policy?

Editor — Sat, 29 May 2010 03:40:13 +0000

I am 54 yrs. old, looking into purchasing Long Term Care insurance. I would like the best coverage for the lowest possible premiums, but a policy that would cover any and all possible care needs, including Assisted Living, as I may need it as I age. Thank you.

If I send my health insurance premium money to Obama to help Hillary, will they make sure I get health care?

Editor — Mon, 24 May 2010 11:43:44 +0000

Or should I keep paying my health insurance?
WARNING: Joshua’s link, unfortunately, is an advertisement that is inescapable through the “back” button!

what is the average cost of long term care insurance in Illinois?

Editor — Sun, 16 May 2010 19:39:22 +0000

I live in the Chicago suburbs and would like to get an idea of what the premiums are for long term care insurance.

Exactly what value do private insurance companies add to our health care system?

Editor — Fri, 14 May 2010 19:40:13 +0000

It costs employers huge amounts of money to pay premiums and track and administer complex benefits programs. This puts our companies in definite disadvantage to companies from countries with national health care.

Has anyone ever been made healthier because of insurance companies?

Is it possible that insurance companies are sucking more $$$ out of the system than it would take to finance national health care?

Seems to me we are just paying the health insurance companies to deny us care. I think they are useless feeders and parasites and we’d be better off without them.

Comments?
tincoatr: The US postal service works quite well, it’s cheaper than Fed X or UPS. Social Security administration is another example.

Did Ron Paul have by far the freshest and best idea for Health Care?

Editor — Fri, 14 May 2010 04:40:43 +0000

In these United States of America, one of the wealthiest countries on the planet, many people cannot afford even basic health insurance. They suffer severely under the present system and have to live under the constant fear of not knowing what they will do if they or their loved ones ever fall seriously ill.

But in many cases, insured individuals aren’t much better off either. In comparison to the exorbitant insurance premiums they pay, the medical care they receive is often very poor.

Additionally, due to the government-enforced monopolies of HMOs (Health Maintenance Organizations) and pharmaceutical companies, many patients will never even hear about some of the most effective and non-invasive treatment methods. These natural and inexpensive ways of regaining one’s health are being suppressed by the FDA and the medical establishment not because of safety concerns (they’ve been around for hundreds of years), but because they cannot be patented and would therefore cut into the pharmaceutical industry’s profits.

The current system is most definitely broken, and it must eventually be abolished if we want regain both our health and our freedom.

Forced nationalization is the worst possible answer. To get elected, many politicians promise “free” medical care for everyone. But health care nationalization in European countries resulted in longer waiting periods, severe lack of choice, deterioration of health care quality, prohibition of alternative health treatments, higher taxes, and sadly (for some) permanent illness or death because they could not get the care they needed.

Also, a nationalized system is not “free” at all because someone has to pay for it. And why should anyone be forced to pay for someone else’s medical care? Very few decent people would personally assault their neighbors at gunpoint and steal thousands of dollars to pay for their own medical needs. How could any freedom loving person agree to delegate such criminal acts to the government by supporting a nationalized health care system?

There is only one solution that will lead to true health and true freedom: making health care more affordable. Ron Paul believes that only true free market competition will put pressure on the providers and force them to lower their costs to remain in business. Additionally, Ron Paul wants to change the tax code to allow individual Americans to fully deduct all health care costs from their taxes.

Through these measures and the elimination of government-sponsored health care monopolies a much larger number of people will be able to finally access affordable health care, either by paying for medical insurance or by covering their medical expenses, which are now much lower, out of their own pocket.

As for the poor and the severely ill who can neither obtain insurance nor pay for the medical care they need, Ron Paul offers the following solution in his book “The Revolution: A Manifesto“:

” In the days before Medicare and Medicaid, the poor and elderly were admitted to hospitals at the same rate they are now, and received good care. Before those programs came into existence, every physician understood that he or she had a responsibility towards the less fortunate and free medical care was the norm. Hardly anyone is aware of this today, since it doesn’t fit into the typical, by the script story of government rescuing us from a predatory private sector.”

Illegal aliens already receive de-facto free health care. Why can’t poor Americans have the same… not as a right, but as a charitable benefit provided by doctors who feel a personal responsibility for their fellow citizens?

Unfortunately, the current medical monopoly corrupts many doctors by rewarding practices that are not in the patients’ best interest. Pharmaceutical companies have a vested interest in not curing people, but getting them permanently addicted to expensive drugs that have many side effects, thereby requiring additional drugs to suppress those side effects. Many doctors are afraid to speak up and question the system for fear of being ostracized by their peers or even losing their license.

Under a liberated health care system prices would come down and additional options would become available, thereby making health care much more affordable. Moral corruption would give way to true compassion, and many doctors would remember their implicit obligation to provide free medical care to those in need, just like they did in the past.

As a medical doctor, Ron Paul swore the Hippocratic Oath many decades ago. His entire person and career is a monument to the beauty and sanctity of human life. Ron Paul knows that life without health can be very difficult and is not what it was meant to be. He has personally cared for the poor for many years, without asking anything in return.

The government’s original role is to protect our freedoms and restrain itself from causing too much harm. Ron Paul is working to prevent greedy
bureaucrats, opportunist politicians and corrupt pharmaceutical companies from having any sort of unhealthy influence over our bodies and minds.
Join the Ron Paul Revolution and help us put the government back where it belongs: to Washington DC and out of our daily lives
source: www.ronpaul.com
FYI, I did not write this. It’s from above source.

Would this administration ever think of jailing it’s own people if they choose not to buy health care?

Editor — Sat, 08 May 2010 12:50:38 +0000

Good God, this is unbelievable, somebody needs to stop these freaks, now! ( and for those who compare it to auto insurance…no one forces you to buy a car)

Sen. John Ensign (R-Nev.) received a handwritten note Thursday from Joint Committee on Taxation Chief of Staff Tom Barthold confirming the penalty for failing to pay the up to $1,900 fee for not buying health insurance.

Violators could be charged with a misdemeanor and could face up to a year in jail or a $25,000 penalty, Barthold wrote on JCT letterhead. He signed it “Sincerely, Thomas A. Barthold.”

http://www.politico.com/livepulse/0909/Ensign_receives_handwritten_confirmation_.html?showall

corndog: You say that everyone should carry their weight, but your entire post is how I should gladly accept that I have to pay others’ health care bills…?

So the health care bill is now losing support……….?

Editor — Thu, 06 May 2010 09:10:07 +0000

I’m glad it’s losing support and I hope it fails…………….

Look, I’m pro-health care reform.
I really am.

but I just feel they went way out of line trying to FINE and IMPRISON people for refusing to buy health insurance.

I understand the argument, “If everyone has insurance, it will save money in the long run.”
But that still doesn’t change the principle; It should be a consumer’s right to choose.
People shouldn’t be forced against their will to purchase things.

If you compare this to auto-insurance……….
there’s a difference:
1. You only have to buy it if you DRIVE. Don’t like it? Then don’t drive.
2. You are only required to cover the car you hit, not your own car.

Has anyone else sought to find out how much health care insurance is for an 18 year old?

Editor — Thu, 06 May 2010 09:10:03 +0000

I did an on line search. Using a male 18 nonsmoker, working non-student living in New Jersey. I got back 21 policies prices starting at $169 per month. I compared that to an unlimited minutes calling plan with messaging from Verizon and that is $149 per month. I did a third for car insurance on a financed 2006 Toyota Corolla and that started at $700 per month. It does not look to me like there is a health insurance crisis for young people, but rather a car insurance crisis for young people. Why scrap the current health care insurance system that can deliver an EPO plan with $30 office deductible for pretty much the same price as a common cell phone plan?

Esurance used to search.

I have no long-term care insurance because I can’t afford the premiums. What will happen to me?

Editor — Tue, 04 May 2010 12:00:00 +0000

I am 69 years old and on Medicare. Can I expect any financial help from Medicaid after my savings are gone?

Health care financing initiative: 7.5% of adjusted gross income set as maximum premium for health insurance?

Editor — Mon, 03 May 2010 18:18:18 +0000

The prevailing mood of the electorate in the United States and many of the candidates seems to be shifting toward adopting a national health care system. I do not support this idea since I believe that there are better ways to accomplish our goals of achieving universal coverage without turning this country into a second-rate European-style socialist “prison grid”–where individual rights get trampled by expediant collectivism.

The IRS can teach us something. For decades the IRS collected data on health care spending and came up with a figure of 7.5 % of adjusted gross income as representative of the average amount per household. That percentage was then established as the non-deductible floor. Overlooking the patent unfairness of this development, we can all see the solution to the health care crisis staring us in the face: set a maximum premium limit to be 7.5% of AGI, with wealthier people paying at the same rate but paying far more money. Our current system in effect . .
subsidizes the rich while penalizing the poor in the sense that poor people pay far too high a percentage of their incomes for medical care while wealthy people pay only a tiny fraction of their incomes.

Today, this is exactly the way we fund Medicare—-through a payroll tax that does not cut off as incomes rise. While we don’t need another “Medicare” in this country, legislative action can impose these premium limits on private insurers.

Your thoughts and comments, please?

Why Are Conservatives Comparing Health Care To Auto Care?

Editor — Sun, 02 May 2010 00:49:55 +0000

Cars are a luxury. If you can’t afford insurance then you shouldn’t own and drive a car. That’s why we have public transportation (but I guess that wouldn’t matter if you lived in the unsustainable car-cultured suburbs).

Good health care is a necessity for humans to survive in this world. You can’t do much of anything if you have a massive brain tumor but can’t afford to treat it (although you pay just as much taxes to our governemnt as anyone else).

Why don’t Americans deserve national health care?

Editor — Mon, 26 Apr 2010 12:51:08 +0000

I’ve noticed that when it comes to material possessions and the luxuries that Americans get to enjoy each day that no other country can compare but I’ve also noticed that when it comes to the cost of health care & things like college America isn’t that great. If you get sick you’re swamped in debt our insurance companies are money hungry and have no real interest in the health of the people they buy off politicians to support their causes & brainwash people. I’ve noticed in other countries their general way of life when it comes to material possessions are lesser than ours I find the homes much more cramped and smaller than ours which is of course because their ‘governments’ have to find a way to pay for all the expenses free medicine would cost. So my question is are we putting material possessions above health? Do we value the size of our homes the brands of our cars and clothes over human beings? How would national health care effect America would we have to live moderately like people do in other countries? Would we be exchanging our luxuries for free health care & education?
I was pretty happy when I visited the UK for several weeks everything just seemed smaller there. I always notice the good & bad when i arrive back home from visiting other countries. Something that cannot be ignored any longer in this country is our health care.
OSU girl i fully agree with you.
Micheal everyone should have health care about 5 years ago I had the insane notion that my then boyfriend (now husband) & I were young & healthy so why should we have heath insurance? My boyfriend suffered a sports hernia while uninsured which required surgery naturally he couldn’t get covered by any insurance company so we had to pay a massive and i mean massive bill. And as for myself I was hospitalized for almost one week with diverticulitis while insured & the amount i still had to pay with insurance was still extremely high.
Rick and in the event either of you get seriously ill what you will have to pay even with insurance will be extremely high and would be a disater for your situation it happened to me years ago.

Aren’t you sick of people comparing health care to car insurance?

Editor — Mon, 26 Apr 2010 00:50:25 +0000

1. Mandatory Car Insurance is to cover THE OTHER PERSON if you get in an accident that is your fault.

2. Any coverage for yourself is optional, unless mandated by the bank that is loaning you the money as part of the contract for them loaning you the money to acquire the car.

3. I can choose not to drive.

Liberals really are morons….

When the issue of the govt. forcing people to purchase health care arises, why do people always?

Editor — Sun, 25 Apr 2010 12:55:14 +0000

try to compare it to auto insurance

Tax question – Can one get any deduction from Life Insurance premiums. (not long term care)?

Editor — Sat, 24 Apr 2010 10:54:55 +0000

How do you feel about Hillary possibly pilfering wages to pay for mandatory health care?

Editor — Fri, 23 Apr 2010 09:05:17 +0000

Hillary has said she may (and I stress the word may) force individuals to buy health insurance even if they don’t want it. People have compared it to mandatory auto insurance. The difference is if you don’t own a car, there is no need for insurance. How does this possible future government action align it self with self determination, which is a mantra of Liberal democrates.

An Independent

Long term care insurance – premiums changing?

Editor — Thu, 15 Apr 2010 23:39:16 +0000

Hi, I was told it’s normal for long term care insurance premiums to be raised every five years, even if I buy the more expensive coverage. Is this true, or are there policies that are locked in at a specific rate? Thanks for your assistance.

Can they increase my life insurance premium for the reason that I have no medical history, no medical care?

Editor — Thu, 15 Apr 2010 13:00:49 +0000

I am 68 years old. My life insurance agent called and said they had approved my life insurance’s application and the deal was that their underwriters said that I have no personal doctors, no medical history in the United States whatsoever. My life insurance also said the new price of the insurance was going to be $152.78 per month, instead of $91.00.

So I asked my life insurance agent why did it change from $91.00 monthly to $152.78?

My life insurance said: “Well, your medical exam was okay. But we have no way of checking any previous medical history whatsoever. Basically, I mean, even though is 10 years ago. Triple As wants to know that the person was at least check out by a doctor at some time in their life. Just to check up even, but there was none. They would not give the best of health rating, even though the lab work was okay. And that’s the reason for the price changed. You have no history….sort of like, well, the closest thing I can compare it to,um, the credit rating. So you can’t get the best interest rate for a car or a home. It’s kind of like that. None that we could check. I mean if you had an or you know anything in your lifetime, we would like to know about it. And we can’t. We don’t have any way of checking that. You had no medical care, but we can still offer you a policy.”

My life insurance also said: “See, what we do is issue a guaranty based on you having had medical care in the past. You never had a check up or anything, which is good. I’m sure your health is good. But our records, our situation has to be based on actual confirmation, and there isn’t any that we had. Like you said you’re not been sick. You’re not seen a doctor and that we’re able to offer you a policy, but it is not in my favor.”

Can the life insurance increase my change my premium monthly of $91.00 based on I have no medical history, even though I have passed the medical exam and considered healthy after medical exam? I thought life insurance charges you more when you are not healthy after a medical exam. Please help.

Is anyone left that compares car insurance to supporting the new health care law?

Editor — Thu, 15 Apr 2010 02:51:55 +0000

If you do, please answer 2 things:

Regarding care insurance:
1. Which level of government requires personal car insurance for what sits in your driveway?
2. What if you don’t drive or own a vehicle?

Now, having answered those 2 simple questions, can we please stop using “state” controlled car insurance as an means to justify the “feds”Obamacare? It does make you sound stupid.
Neil…..>>> last time I checked the U.S. Congress and the President are employees of the federal government. Common sense dude!
Congress passed it…..President signed it into law. Did I get that wrong?

Why are people comparing having to have to buy health care insurance to car insurance?

Editor — Sun, 11 Apr 2010 09:50:05 +0000

How are these similar? And is it a sound argument?

What part of the tax code prevents long term care insurance premiums from being deducted pretax?

Editor — Fri, 09 Apr 2010 19:40:05 +0000

Why is the health care bill being compared to car insurance?

Editor — Mon, 29 Mar 2010 17:51:38 +0000

No one is forced to drive, but we are forced to buy health insurance?

Why do supporters of a health care mandate try to compare it to auto insurance mandates?

Editor — Sun, 28 Mar 2010 12:51:51 +0000

Auto Insurance Mandates:
1. Require you to buy car insurance only if you choose to drive a car.
Only as a condition of driving.
2. You are only required to buy insurance to protect the person you hit, not yourself.

Health insurance mandates: Require you to buy health insurance as a condition of what?
As a condition of being a U.S. resident.
You are forced against your will to purchase something with your own money for your own benefit.

Why should men care if women get paid LESS, if they don’t give a DAMN about unreasonable car insurance for men?

Editor — Wed, 10 Mar 2010 18:52:02 +0000

The whole argument with women when asked about how they feel about male car insurance:

“too bad”
“that’s just how it is, deal with it”
“men are irresponsible”
“who cares not my problem”
“statistics say most men can’t drive as safely as women”

So why should I care if women are getting paid less for the SAME job a man is doing since:

Women are usually less productive than men
Women want to be flirtatious in the workplace
Women are always suing for sexual harassment
Women have to call off to have kids or take care of kids.

And I could just use all of the above:

“too bad”
“that’s just how it is, deal with it”
“women are irresponsible”
“who cares not my problem”
“statistics say most women can’t work as efficiently as men”

Since the insurance companies “feel” men are irresponsible based on statistics.
Then men who have seen women consistently under perform ,compared to men, should just pay women less for the SAME amount of work.

BTW the “women pay more for health insurance” argument is old and tired. The Male vs. Female health insurance gap is no where near as big as the male vs. female car insurance gap.
@ I Enjoy: I’m glad you don’t care about my “whining”

Because I don’t care about you’re problems associated with you being a woman: pms, sexual harassment cat calls. I’m a man so It’s not my problem right?
Tristan: Ok sounds reasonable.

What’s a good defense for the opposition of the health care bill, when libs compare it to car insurance?

Editor — Wed, 10 Mar 2010 00:53:01 +0000

Why do Liberals keep comparing Health care mandate to car insurance.?

Editor — Fri, 05 Mar 2010 08:51:09 +0000

If I choose not to have a driver license, and not to own a car. I don’t need to have car insurance. But with the health care mandate I have no choice or go to jail!

Health Care Stakeholder Discussion: Primary Care

Editor — Wed, 25 Nov 2009 23:41:39 +0000

Director of the White House Office on Health Reform Nancy-Ann DeParle hosts a stakeholder discussion on primary care and health care reform. The stakeholders answer questions from Facebook and Whit…

Health Care 2009 – David Wilson, Myra Christopher, Elaine Mcintosh

Editor — Wed, 25 Nov 2009 12:41:06 +0000

March 11, 2009
Health Care 2009
David Wilson, Myra Christopher, Elaine McIntosh
Polsky Personal Enrichment Series
Close Captioned