The accident was the other guy’s fault (in California). The insurance company chose to “total it” and pay me, rather than have it fixed. But the price they are quoting me is very low, lower than Kelley Blue Book and lower than asking prices in local classifieds. They say they use their own program, but I can’t replace what I had with the amount they are offering. What rights do I have and is there anything I can do to get that offer up?
Posts Tagged ‘Company’
I need liability insurance for a small taxi company in NJ. Anyone have any recommendations?
08
Jun
I need liability insurance for a small taxi company in NJ. Anyone have any recommendations? Also need price quotes for both taxi car insurance or limo car insurance.
Insurance company cancelled my homeowners policy?
06
Jun
I just bought my first house 9 months ago, and I recently received a “notice of cancellation” from my homeowners insurance co. Reason given “there is mold growing above the garage, and per underwriting guidelines dwelling must be well maintained”; however, I had already cleaned the siding with mold growing before I even received the notice…it was a very small spot to begin with.
I don’t believe the reason given was why they cancelled, or could it actually be?
Additional info…The premium has always been paid on time. The house is 28 years old brick house that is not located in a flood zone. I have never filed a claim.
Also, since they cancelled my policy will it be difficult to get coverage now?
Aflac charged my company for my premiums while I was on maternity leave.?
05
Jun
I did put in a claim and received my money from Aflac, but were they suppose to be charging me premiums while on disability? I now returned to work and have to pay over $200 to aflac for the time I was on disability.
This is completely separate from my other health premiums which I do understand why I have to pay Connecticare health insurance premiums.
Does anyone know: Am I required to pay any Aflac short term premiums, while out on disability.
If I am a named driver with an Irish car insurance company will a claim affect my British insurance premium?
04
Jun
Our car was written off, we were to blame, and another driver has claimed against our insurance company. Should I inform the British insurance company that I a named driver with? The last thing I need is to damage my folks car and find I’m not covered because I did not inform the insurance company of every little thing. I cannot find any info anywhere!
If I ask my insurance company to fix my car will my premium increase?
03
Jun
I’m a beginner driver and I have my first car and a new insurance. Today I hit a standing car. My car requires some body work and the other car was not damaged at all. There was no police report filed. I’m 24 and single.
I appreciate your help.
Will it be cheaper if I fix it myself?
If insurance coverage is denied, does the company refund the premiums that have been paid?
01
Jun
I’ve seen and heard reports of people who were denied coverage based on a pre-existing condition. I wonder if they get their premiums back since no coverage is allowed from the moment of the pre-existing condition?
My insurance company let my disability policy lapse. What can I do?
31
May
I’ve had this policy with Mass Mutual for 15 years. When I got the latest invoice for the premium in March, I paid it right away. I went online to my bank and ordered a check to be sent to the insurance company. Three months later, the bank contacted me to inform me that the check never cleared. I called up Mass Mutual and they told me that they never received the payment, and my policy has lapsed. Now they want a reinstatement fee of $283, plus a higher annual premium, plus tons of paperwork to reinstate. This isn’t fair, the insurance company never informed me that I was in danger of losing the policy. Whose to say that they didn’t “misplace” my payment intentionally? The fact that my bank informed that the check didn’t clear proves that I did order the payment to be sent. What recourse do I have?
Would an auto insurance company have a reason to ignore the fact of having an incorrect VIN Number?
31
May
I got a dui years ago and have now saved enough to buy my car and get it on the road. The risk of my age and record, I found myself going through an insurance company that looks like it literally has holes in the wall. Their advertisement is that they will accept anyone. And they will for the month to month price they can get. I noticed they copied down the wrong vin number for my vehicle. They stated that it was not important for sr22’s. I had some spare time later and went back with the correct one written down for them to copy. In front of me they wrote down the wrong number off the sheet I handed them. “well okay… I’m just going to write down this”. “it shouldn’t be a problem” Is basically what they said to me during the process. is there any reason they would avoid using correct info? Or is it really just not that important?
(PS The number on my mailed insurance cards is incorrect and I just wrecked the car last week).
How can I deal with a 25% premium hike by my car insurance company after a minor accident?
31
May
I had a minor accident with a lightly scratched bumper and the other car getting a little dent on the door. My premiums have suddenly gone up almost 25% from about $85 to $105!. I am shocked at this because my deductible is pretty high $500and the cost of the repairs was less than $2000 dollars. This is the first incident i have had…I need advise on my options, should i leave my insurance company and find another? Are there any recommendations? I live in silver spring, Md and work in washington dc. I am very disappointed, please advise. Thank you
I reviewed the estimate and it cost less than 1100 to fix my car and less my deductible it was $566!! The other guys car’s dent was so minor it could not possibly cost even 150 to fix, I think this is extreme and am quite shocked at the degree of the hike
If an insurance company estimated the damage on my car at $800 and I later find out it is way more can I go ba?
29
May
My car got hit, their insurance company sent me to a mechanic shop to get an estimate, they said $823 and the insurance sent me the check. I just took the car to the dealership and they said the damage was $3100, can I go back to the insurance and ask for the difference?
my company provides group term life insurance. i receive 200,000 of coverage for the yr at a cost to the?
26
May
company of 2,800/ the uniform premiums are $8 a yr for 1,000 protection. how much do i need to include in gross income this yr??
Can an auto insurance company legally collect for unpaid premiums?
21
May
Here’s the situation: person sets up car insurance through an employee plan to automatically deduct from their paycheck. Goes on with life; insurance policy is in effect. Over a year later, gets a call from insurance company saying hey, whoops, we messed up and were actually billing someone else for your policy. You owe us a year and a half worth of premiums right now. Person didn’t realize because she assumed it was one of the many nonsensical acronyms being deducted from her paycheck. Is the insurance company legally entitled to recover this money from the person?
What is the regular refund if the policy is canceled by the insurance company after 5 months?
21
May
A property insurance policy has an annual premium of $780. What is the regular refund if the policy is canceled by the insurance company after five months?