I don’t make that much money probably only about 200-300 dollars a month so I wanted to know where i could get the cheapest car insurance in ME. i don’t want to do a car quote now because I am not old enough and I don’t actually have my license and a car now but I would just like an average or what around what the cheapest cost is. Thanks
Posts Tagged ‘Getting’
Where can i get really cheap auto insurance. when i turn 18 I am getting my own car and own insurance.?
28
Jul
I don’t make that much money probably only about 200-300 dollars a month so I wanted to know where i could get the cheapest car insurance in ME. i don’t want to do a car quote now because I am not old enough and I don’t actually have my license and a car now but I would just like an average or what around what the cheapest cost is. Thanks
We are getting term life insurance. Should we cancel the whole life policy?
04
Jun
Before my husband and I purchased a home, he had a basic whole life policy. Now that we are homeowners, we need more coverage, so we are adding a term life policy that is probably six times larger than the original whole life policy. Because he has diabetes (he is only 32), the cost of the term life policy is kind of expensive. We are wondering if we should cash in the whole life policy and save the extra money from not having to pay the additional monthly premium? Or is there a benefit to keeping both policies?
For you to consider before getting a new car!?
25
May
A while ago I bought a new Chevy Aveo LT because my 98 Mazda’s 626 (just below 200k mi) transmission went out and I had absolutely no cash for a new transmission.
So, I bought a new car for $0 down to continue working at the CPA. It was my first car at the age of 23.
THANK YOU CHEAP EASY CREDIT DAYS!!!!
With the first year past, I’m regretting the purchase. I love the car! However, it costs so much! I would be better off driving a used V8 truck!
Consider this for the Aveo:
$280/month payments === $3,360/year
$120/month insurance === $1,440/year
TOTAL: $4,800/year.
Lets look at gas:
Aveo: 35MPG** -> 30 miles per day* + warmup consumes 1 gallon a day of gasonline.
360 gallons a year X $3.00***/gallon gas = $1,080/year in gas costs.
$1,080 + $4,800 = $5,880/year in costs for AVEO.
Compare to:
V8: 10MPG.
30 miles a day* == 30×360=10,800 miles a year. 10800/10=1080 gallons a year. Add 10% for warm up…. 1.1*1080=1,188 ga./year.
1,188gallons X 3.00***/gallon = $3,564/year.
Insurance @ $60/month = $720/year.
It is $1,596/year cheaper to use a truck.
I could of got a $1.6k truck easy here in Missouri.
Figure in the $900 sales tax I had to pay, and the higher property tax I will now pay for the Aveo…It would still be cheaper for the truck even if the truck had mechanical problems!
I’ll never buy a new car again!
What do you think?
—
* I drive 14 miles total for my commute now.
** 37MPG is the tops I ever had. 33-35MPG is what I was getting while commuting to my old job (45 miles one way!) after “break-in.”
*** By assumming $3.00/gal. gasoline give favor to the Aveo. Also, I think it is prudent to calculate $3.00/gal. gas as eventually it will go back up despite current prices here $1.49 in Winfield, and $1.35 in St. Charles.
oklatom: Because I had absolutely no cash (college student still with PT job), I had no choice. If I had this insight, I don’t think I would of been in a position to act much different.
However, when the AVEO reaches 300k mi and the pistons no longer hold reasonable pressure, I know how I will act regardless of my hopefully large cash savings will be.
However, I am very happy with the car!
I just miss the “cheapness” of not having a car loan.
Also, reflection on this just concretes the point that savings are so very important. Scary to even question what the average American is savings as I suspect it to be too low!
Is it worth getting an Elevation Certification in a flood zone A.?
22
May
Is it worth getting an Elevation Certification in a flood zone A.
My am in the middle of purchasing my first home. The home as been determined to be in flood zone A. The national flood insurance required is 1700 dollars a year. I have considered looking into an Elevation Cert. My home sits up high on a slop it is much higher then most of the homes. I wondered if it’s even worth spending the $225. and having it surveyed if it’s not going to really save me any money on my premium. Also it has a basement does that by any chance rule an elevation cert helping out?
Category
Science & Mathematics > Geography
getting my first car , want something cheap , fast reliable is this honda civic the right car for me i’m 17
04
May
is this car cool for me i am a guy , is it fast i plan on taking it to the track and yeah i wanna be like those ricers, lol kidding , but seriously is this car worth the price this dudes asking or is he being a F-a-g-g-o-t?? ,,,, do u like the car the look and stuff , how much fuel mileage will i get on this , will insurance be cheap compared to lets say a honda accord 2004 that my dads trying to make me get , see i like small , moddable, fast ,reliable cars , plus the accord is like 8000$ , and i know that teens usually break / crash their first cars anyway so i wanna get this kinda car , this is kinda how it is , i am a not so spoiled guy , with parents trying to buy him an expensive car , even though i know that its not a wise thing to do , and plus i like this car and its small so easier parking and handleing , i live in toronto ,canada so in the winter i plan on getting it a lift kit and winter tires ,
here;s the link check it out…
http://toronto.kijiji.ca/c-cars-vehicles-cars-under-5K-CUSTOM-CIVIC-W0QQAdIdZ46417246
so tell me whats better the yello custom honda civic that i wanna get or something else, i will not consider the honda accord under any circumstances , just because its auto , kinda large and expensive and not fast enough for me , plus that custom civic is cheaper and older there for easy on insurance right ??, does all the engine and stuff sound good on the car in the link
Does getting benifit causes increase in health insurance premium?
22
Apr
Hey guys
my question is, if i have a health insurance and i get sick and apply for the benifits from the insurance, does it lead to an increase in my insurance premiums lateron? , as it happens with auto insurance. plis inform..
getting raped by gieco…….help?
29
Mar
just wondering because im getting raped by the insurance company right now. im paying 510 a month for a civic ex coupe, i am 17 but thats still insane, and i have a perfect record. so i want to know if any of you know how my car compares the the insurance rates on say a mustang or camaro for me? im not getting one btw
and if you can help in any way to tell me why im paying so much.
How do people keep getting DWIs?
18
Mar
Really, after the first you would think people would learn their lessons. When a drunk driver kills someone where does the blame lie? I think that you should blame the Judge who knew of the prior DWIs, The lawyer who got the charges reduced, the insurance company that allowed this person to insure the car, and the DMV for allowing them to have a loaded weapon. I dont think you should nessisarily blame the bar because drunks lie, the say they are walking, or they have a ride, or they have spare keys in their car. People who drink and drive make a concious decision to drink and drive the instant they pick up their first drink.
So who is to blame? Asside from the drunk.
Is getting into an accident with a more expensive car worse than with a cheaper car? (Insurance rate)?
15
Mar
Is getting into an accident with a more expensive car (Mercedes Benz or Ferrari) worse than getting into an accident with a cheaper car (Honda civic or toyota corolla) in terms of your insurance rate increasing? (given that you are at fault)
getting a ticket but no points matter with car insurance?
14
Mar
Is it true if i get a speeding ticket but no points… it wont effect my premium compared to if i get points it will?
Getting Insurance qoutes?
09
Mar
I am 16 just got my license. My parents have collision with progressive. And pay $171 a month (both parents included). To add me to their policy, progressive wants an additional $330 a month. Is it possible to only insure me with liability insurance on a different policy with a different company on the same car???
Moving in 1.5 months and getting a car – Should i buy before or after for car insurance?
08
Mar
I’m planning to buy a car but I’m moving to a new place in 1.5-2 months. Question is, should I buy the car while i’m still at my current address, or wait til I move to the new place?
My concern is the car insurance. I’ve heard people having problems with their insurance when they change their address. If I get a car now and get it insured before moving, wouldn’t my insurance be based on my original address? would my future address be factored in instead? Or should i save myself the hassle, and wait it out til i move to the new place before getting the car + insurance?
Is it also possible to just buy the car, stash it on my future place (the place would be pretty much unoccupied for 2-3 weeks coz of repair + last month on my current add) or register/insure it under my new add even if i’m not staying there yet?
I was doing online quotes for various car insurance co., and all of them indicate that I would be getting a lower insurance on my future address compared to my current on