Thanks!
I’m in the US. My employer pays for my premiums, but when my baby comes this September, I have to pay for hers.
Thanks!
Posts Tagged ‘Money’
If your employer takes out money for health insurance premiums, is that before or after income taxes?
07
Jun
We bought a house this year and filed our taxes through H&R block. Are we supposed to get money back?
29
May
We bought a house this year and when we filed with H&R block our refund is $1418. I am not sure if I understand or not but I was thinking we was going to get a bigger refund. The mortage interest was $4062, the the points paid was $1999 and the insurance premiums was $4155 and the real estate taxes was $778 and I also had $1212 interest in student loans. Wouldnt we supposed to get more back?
If I send my health insurance premium money to Obama to help Hillary, will they make sure I get health care?
24
May
Or should I keep paying my health insurance?
WARNING: Joshua’s link, unfortunately, is an advertisement that is inescapable through the “back” button!
If you don’t have enough money to pay your mandated health insurance premium, will they be like the IRS and?
21
May
take away your personal possessions, your house, car, attach your wages etc?
God, I hate Obama now and I’m embarrassed to say I voted for him.
to Moosalini: the difference is you can file bankruptcy and have your hospital bills wiped away, but you can’t do that with anything you owe the IRS – but nice try.
Do you get the health insurance premium money back after the expiration of the coverage term?
13
May
Why would anyone buy an import when they want to save money?
12
May
The Prius is the most economical import. The Focus is the most economical domestic vehicle. The most common new vehicle auto loan is five years. So this comparison is based at 5 years.
Toyota Prius, 48 MPG City and 45 MPG Hwy.Retail $22,175
If you drive 13,000 miles per year and get 46.5 miles per gallon at $3.499/gallon you will pay $978.21 per year. That’s $4891.05 over 5 years.
Ford Focus, 24 MPG City and 35 MPG Hwy. Retail $14755
If you drive 13,000 miles per year and get 29 miles per gallon at $3.499/gallon you will pay $1568.52 per year. That’s $7842.51 over 5 years.
The Prius costs you $7,420 more just in MSRP but only saves you $3,000 in fuel costs. Sales taxes and property taxes are more expensive with Prius. As are auto insurance rates, and monthly finance payments.
Import cost efficiency is a myth. This is just one example. You can use these formulas to compare any two vehicles. Buy Domestic vehicles for domestic jobs. Fix our economy.
insurance premium misrepresentation – lost money. Sue?
01
May
I found a parcel of land I wanted to buy and it happened to be in the flood plain zone. I contacted local Allstate agent and asked for insurance premium quote which he said is roughly $500. As closing time came it turned out I need to do flood check, flood survey (pay), and finally real qoute annual premium happened to be $2,000 per year. 4 times more than I expected. I had asked the agent 2 months ago for the insurance premium qoute and had given me the number $500, it turns out as he said it was a “rough” quote and not real quote so it varied…varied by 300%. By this time I had paid the earnest money, appraisal fees, inspection, etc, total over $5,000.
Because of such premium I dicided not to buy the land and when backed out obviously seller kept my earnest money deposit and in the end I lost $5,000. I contacted agent and stated the problem and told him that I made the decision to buy the land based on his quoted prem of $500 but he said he is not respposible. Can I sue for 5K?
Clarification:
-Agent had no disclamers in his email, no fine print
-No real estate agent was involved
-Agent never mentioned the need for elevation cert. I told him that elevation might be needed.
-Agent said he knows the area well and familiar with flood coverage premiums for that location
-Premium qote was in writting (email)
When complained to his boss he recommended to contact State Department of Insurance (SDI) and laughed…saying compaint will be closed shortly after by this pathetic department.
1) TWO (2) months in advance I notified the agent in writting and stated that flood certificate and evelevation test might be required and if yes, then most likely it’ll result in higher annual premium since new certificate and evelation level will not qualify for “grand fathered plan” that those with policies purchased 20 years ago.
2) I specifically state that if evelation cert is needed and need to pay for survey and high premium…it’ll break the deal and asked for confirmation so that I can back out of the deal and lose nothing. But he once again assured me it’ll be $500/year premium.
3) Allstate corporate office making run around from SDI to the agent, to manager, to their legal department in an effort to impede the process.
What can I do? This has caused me mental distress and frustration.
I don’t want any money for suffering just trying to recover what I lost due to his negligence/untrue statements.
Any law firms you can recommend that specialize in such cases?
I put an offer in on a house and gave a deposit with it. Where is this money going to go?
26
Apr
I received a %100 mortgage, so it can’t go to the cost of the house or the insurance premiums because thats not factored into my mortgage documents. So I don’t understand where this money will go.
do i owe the insurance company money?
21
Apr
last month my insurance was canceled for nonpayment. it was intentional on my part. since then i have been receiving all these letters i don’t really understand from the insurance company and the premium finance company. all this stuff about unearned premiums. last line from the letter i just received, “after application of the above credits, you have a balance due and owing on your account in the amount of $90.05. any idea what all this means?
How can I used pretax money to pay for personal medical insurance premiums?
15
Apr
My employer is a small business owner and does not provide benefits (health insurance, 401k, etc.). My wife and I are pretty health, so even with the insurance premiums – we don’t have enough medical expense to use as an itemized deduction (7.5% of gross earning). Is there any options for me to be able to pay my insurance premiums with pretax dollars?
Insurance company won’t give me enough money to fix my car or get a new one– what do I do?!?
02
Apr
I got into a car accident a week ago, a truck driver backed into me while I was just stopped at a stop sign. He admitted it was his fault, I had witnesses that supported my story, and his insurance is willing to pay me,
BUT
since my car is a 1996 Corrolla with almost 200,000 miles on it, the cost of repairing the hood and fenders and everything exceeded the amount my car is worth. Their estimator said the amount of damage is about $2500, so they consider it totaled.
Now the choices they are giving me are that they’ll take the car and give me $1700 (which won’t be enough to get another car), or let me keep the car and give me $1200 (which won’t be enough to repair it).
I think this is really unfair since the accident wasn’t my fault at all and now I’m being told I’m going to have to pay to either get a new car or fix my old one out of my own pocket, but I’ve tried arguing with them to raise the amount they’re going to give me and they say they’re not legally required to give me any more money than what my car was worth.
Is there ANYTHING I can do? I’m a poor college student and really have no money to be spending on something that I couldn’t help 
I live in Atlanta, GA. If you can find me a GOOD car for that price then I’d be very happy and appreciate your help a lot 
And I guess I do sound whiny, it’s just that I just started school again and I’m really frustrated to have to deal with this while I’m just trying to focus on school.
Sorry, I guess I did write “new car”, when I definitely wouldn’t be getting a brand new one. I would absolutely settle for a car with the same year/make as my old one that runs as well as it used to, but I have been looking and haven’t found any for only $1700.
And my dad is really good with cars but when he looked at it, he said even if he goes to a junkyard and fixes everything himself it’ll cost about $2000 because the hood, fenders, grill, headlights, and radiator (and other things that I don’t even know) all need to be replaced.
Myth or Fact? Being one month ahead of your monthly car insurance premiums saves you money.?
15
Mar
Let me know what you think about this tidbit of information!
Auto Insurance Question- If you dont use money to fix car can you get in trouble or have to pay it back?
05
Mar
I recently had to take my old car to get the insurance estimator guy to look at it. I was given a check for damages. He said it was almost totaled because the value of the car vs. damage costs. He wrote me a check right there. My question is, if I dont use all of the money, or any of the money to get it fixed (because my husband can fix the major problem) is that like illegal? Will I get in trouble? Would I have to pay it back?
This same car was hit years ago, and I got a check and never once used the money to fix it. Wasnt worried about it. But a friend said something, that scared me so now I am paranoid.
Please help. Thanks
my boyfriend has a decent job but never any money?
23
Feb
My b/f is a waiter & yea i know that its been slower than usual but lately is seems like he’s always broke. I do make mor mony than him but my bills r 3 times what his r. His rent is like $180 and mine is $500. I have a car paymnt & insurence & he dosnt have eithr bcuz he doesnt evn have a car!!. When we go out 90% of the time he pays for everythng but for him to tell me he’s broke when his bills are nothing compared to mine makes me wonder where his money goes. He does smoke weed and i knew dat before i met him. At first i didnt think it was a big deal bcuz i used to live alone and he was always at my house so he would never smoke it in front of me. But now that i live with my sister & am always at his house i notice dat he does it a lot!. I askd if thats wher all his money goes and he says no. Wat do i do? Im tired of arguing w/ im ovr money.i dnt thnk i should evr hav 2 pay 4 anythng when we go out since we r alwys takng my car since he dosnt hav 1. Gas & car payment..its expensve
i dont live with him. I live with my sister . I just hang out at his house a lot. Ive told him he needs to stop but it doesnt work. And also the time that ive hung out with his friends i notice dat they all do it. Even his friends parents and uncles do it like its no big deal. so how can i go tell him dat it is. Oh yea and no we dnt hav kids.
A Free Quote Can Save You Money On Your Car Insurance
07
Dec
If you have a bad feeling about your insurance rates:
http://www.iwantafreequote.com