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Posts Tagged ‘single’

27, single, no kids, great health, should i get term life insurance?

05 Jun

I spoke to an agent and he recommended life insurance (since in the future I plan on having a family, kids husband). Term insurance for 10 20 or 30 years is pretty cheap ranging from 10-16 bucks a month for me, whole life is A LOT more. I understand the rate for whole life will just keep going up as i get older, but he said it would make sense for me to get term just so I can take the medical test and in the future 10 years (or before the term life insurance expires) I decide to get a whole life policy with the same company (met life) they would still quote me a premium at the health I had when I got my term policy (in case my health were to worsen)….

Am i Making sense..
So basically he said to get the term insurance just so I can take the test now and wont have to in the future (20-30 years) which by then who knows what my health may be….My age will pay a factor at that time at how much whole life will be, but my health work for me and not against me….

What do you say? (then by 20 years I can really see if im going the route of having kids etc)

 
2 Comments

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Do you support Single Payer Health Insurance?

26 May

I have look examined our Health Care Crisis in this country quite alot for various school papers and what not. From my personal observations and my research it seems the best solution is to adopt more or less what Canada and most other industrialized nations have for health-care, which is a single-payer sort of system. Total coverage health insurance for everyone.

Think about it: No deductibles, no insurance premiums, or people with-out health-care coverage, or those people tying up the emergency room and driving up costs because they cant afford to get there problem taken care of at a clinic.
The system would be financed much the same way Medicare and Medicaid are. In fact these two systems are known to be much less expensive and wasteful then normal Insurance or even HMO’s because the extra overhead for marketing and 6 figure CEO salaries is not there.

Anybody have an opinion on this???

 
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in a car insurance premium been Single means the same than been divorced?

01 May

my former wife has an awfull driving record that has affected my premiums rising their prices.
but when I got divorced they rice my premiun even more.
now my former wife has married someone so I don’t see her anymore not even for xmas.

when filling a new premiun should I put single or divorced? sometimes divorced should mean single again.

 
5 Comments

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For a single male, at what age is a disability insurance policy probably no longer necessary?

29 Apr

In other words, since the likelihood of needing this policy diminishes with age and the policy is good until age 65, when would it be advisable to stop paying premiums and perhaps invest them instead? Thank you.

 
3 Comments

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Cheap health insurance? Im a middle 30’s single male. Is there a place I can compare quickly like car insuran?

03 Mar

I filled out one thing but it turned out to be almost a phishing scam.

Im about to do COBRA, but I think I can get something cheaper.

Im also in SC if that matters.

Any guesses?

 
4 Comments

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Car Insurance Estimates – are the single Keys for reasonable Payments

09 Sep

All motorists on the lane want car insurance. Not merely is it compulsory by law, it is just an excellent idea as it is there to defend you from the potentially monetarily shocking cost of causing an accident. This piece of writing will briefly talk about the significance of obtaining reporting and various factors that enlist car insurance estimates plus how getting a figure of estimates can accumulate you a lot of cash.

While you’re insured your insurance corporation assumes accountability for your actions when you must happen to reason for an accident. Insurance company are the ones that will recompense to repair or replace the additional car involved plus face any medicinal bills if somebody is hurt. Without this kind of coverage you are accountable and susceptible lawsuits for bills which are added.

There is lots of possibility that keen on determining that how much amount a car insurance corporation will accuse you for coverage one of the main factors will clearly be the type plus sum of coverage you are looking for. Leaving with the least amount required via law, accountability coverage will be the slightest costly and clearly going for a complete inclusive plan will be costly. The extra factors that keen on determining your premiums amount will be are every thing that facilitate the insurance corporation attempt to decide a lot of a threat you’re.

The insurance company looks at a many things for example which coupé you drive, how many kilometers you drive, your gender, your age, your driving evidence, and also things like marital status plus credit history can include a result on coupé insurance estimates for the premium you likely necessary to pay. Various things you have to control over also some of them you do not.  Your driving record should be clean for example which you help to lesser your premium costs.

There are many techniques and strategies that you can apply to reduce your premium expenditure but the easiest and fastest method to ensure you are receiving the best cost for your automotive treatment is to obtain many car insurance estimates from different companies. This permit you to easily and quickly observe which corporation is offer the best cost for services you require. There are lots of companies demanding your insurance dollars herein competition they give the opportunity to save funds.