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Posts Tagged ‘Someone’

Can someone please help me with this assignment posted below???

08 Jun

Contract/Agreement Costing Problem

The Company and the union have negotiated a new three (3) year agreement that begins on August 1, 2007 and runs through July 31, 2010. The agreement has been ratified by the union membership.

Following is the information that relates to the previous contract expiring on 7/31/07. The wages and benefits stated below are those that were being enjoyed by the employees under the previous contract:

Employees in unit:1,200

Hourly wage breakdown:300 employees @ $18.00
(Pre contract)400 employees @ $14.00
300 employees @ $12.00
200 employees @ $10.00

Holidays:10
Paid sick days:10
Personal days: 3

Vacation:1 week after 1 year of service
2 weeks after 2 years of service
3 weeks after 5 years of service
4 weeks after 10 years of service

Employee length of service:(needed to calculate vacation costs)

100 employees = 20+ years
200 employees = 15 – 20 years
300 employees = 10 – 15 years
300 employees = 5 – 10 years
200 employees = 2 – 5 years
100 employees = less than 2 years

Life Insurance:Premium: $10 per month per $1,000 of coverage
Premium fully paid by the Company for coverage that is equal to each employee’s annual earnings not including overtime and premium pay
(example: employee earning $14.00 per hour earns $29,120 per year.)

Medical Insurance: Company pays 100% of individual coverage = $100 per month
Company pays 80% of premium for employees electing family coverage
Family coverage costs $600 per month so Company pays $480 per month.
(300 employees elect individual coverage)
(700 employees elect family coverage)
(200 employees DO NOT take coverage from Company, but are covered through a spouse’s plan)

State Disability Insurance: Company pays 3% of straight time payroll into State Disability Insurance Fund
State Unemployment Insurance Fund: Company pays 3.5% of straight time payroll into State Unemployment Insurance Fund

Changes negotiated in the new Collective Bargaining Agreement

Wages:Effective 8/1/07: 4.5% across the board increase in the straight time rate
Effective 8/1/08: 3.5% across the board increase in the straight time rate
Effective 8/1/09: 2% increase for employees earning above $15.10/hr
3% increase for employees earning between $12.95 & $15.10
4% increase for employees earning between $10.80 & $12.95

Holidays:Add one (1) additional holiday
Sick Days:Add two (2) sick days
Personal Days: No change

Vacation:Effective 8/1/08 add three (3) days vacation to employees with over 15 but less than 20 years of service
Effective 8/1/08 add one (1) week of vacation to employees with over 20 years of service.

Medical Insurance:
Individual coverage: Company contribution reduced from 100% to 80%
Employee will now pay 20% of the monthly premium
Family Coverage: Company contribution reduced from 80% to 75%
Employee will pay 25% of the monthly premium

Buy back for employees who do not elect coverage from the Company
Employees who are not covered by the Company medical insurance save the Company money. There are 200 employees who have decided to decline Company insurance coverage. In December of each year the Company will pay each such employee 50% of the premium it would have contributed.

No other economic changes and no change in percentage paid by company to state disability or unemployment funds.

Remember to take into account the impact of wage increases on FICA contributions.

 
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Does someone know where I can find a list of average car insurance rates by vehicle?

30 May

We wanted to find a list (if one exists) of average insurance rates to see which cars cost the least to insure. This way she’ll know which cars she can afford. Thank You.

 
4 Comments

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Can someone explain this to me?? on Disability Income Insurance?

23 May

“guaranteed Renewable”. When premiums are changed by “class”….what does that mean? The rates aren’t changed on an individual basis, but for all policy holders? Is there a cap on how much the premiums can increase?
Is there a rider available for Total Disability Benefit after 24 months if I can’t perform the duties of my own occupation?

 
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does my auto insurance premium go up when a accident is someone elses fault?

21 May
 
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please someone help me with math!!!! business finance– home loan?

16 May

the patel family bought a home taking out a mortgage of $235,000 at 8 3/4% for 25 yrs. The annual property taxes on the home are $6,345. and the annual hazard insurance premium is $1,479. what is the monthly PITI payment of their loan?

 
3 Comments

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Can someone help me review this Long Term Disability Insurance?

10 May

Is the premium reasonable for california? Is there anything else that I should ask or add on the policy?
Annual Income: $85,000
Monthly Disability benefits: $4400
Monthly premium $90
Optional benefits:
future increase options $3000/mo (extra $7.83/month)
partial disability: (extra $15.67/mo)
cost of living adjustment 4 yr delay (extra $11.25/month)

Benefits payable after 90 days after fully disabled.
Benefits continue till age 65 if you’re still fully disabled.
Benefits are tax free if premium is paid with after tax earnings.

Thanks a million!!!
I’m 34 years old and the company is called Guardian Disability insurance brokerage.
I’m new at this….what do you mean by “Stipulations?”

 
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what is the cheapest car insurance company to go with at 16. could someone give me a estimate?

10 May

my car is a 2000 Pontiac grand prix. all i need is state minimum.i live in ohio

 
6 Comments

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What happens to someone receiving disability payments when an insurance company fails?

09 May

I am permanently disabled and receive monthly disability payments from the Hartford Group. What would happen if they went bankrupt? The last article I read was entitled “Vultures encircle Hartford.” Would my payments be grouped with all those paying premiums and hopefully be bought by someone?

 
3 Comments

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Does being listed on someone else’s insurance help to lower your premium in the future?

05 May

I recently looked into getting a lease but the insurance premium was higher than the montly car payments. I decide to hold off. I thought about adding myself to someone’s car insurance for a year could help lower my premium the day I choose to get my own policy. Am I correct in my assumption or will I continue to be treated as a first time policy buyer?

 
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If someone else drives my car and gets a DUI, does that affect my auto insurance? If so, how?

02 May
 
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Can someone clarify Insurance premium for me?

01 May

My main question is : If I insured my house for 1000$ . How much will the premium be ? I mean am i going to pay 100$ ten times for ten months ? does it work like that ? So at the end of the 10 months , i would have paid the whole 1000$

Or is there another way ? plz help me !
So u are saying that the preminim paid should be exactly as the amonut insured ?? make it 12 months or more or less ?

 
5 Comments

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No names please, but have you ever heard of someone going on food stamps due to DUI, mandatory auto insurance,

29 Mar

late traffic fines.?

 
4 Comments

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where can i find cheap car insurance for someone who is 18 and basically lives on thier own?

19 Mar

my boyfriend’s parents are kicking him off their insurance and he needs to find it for cheap in only a couple of days. any ideas…i tried geico,esurance and some others but its still too expensive.

 
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how i can find the car insurance someone who had hit my car and gve me wrong informations?

06 Mar

someone hit the back of my new car in parking lot. She gave me wrong information, I got the name of the owner and the lisence plate # , I need to find this car insurance company.

 
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Can someone give me a good auto insurance company for full coverage for the under 25 age group?

05 Mar

I’m not looking into going on those sites that compare quotes (already tried it).

I just want a direct name of a good auto insurance company for full coverage. So far I’ve been quoted from $800-1000 for full from allstate or mercury.
I just got off the phone from a progressive agent, and although she was very kind, the insurance surpassed the 1000 range to 1118.90
Chase R- where the hec are you getting your full coverage car insurance from, are you sure its full coverage? Are you talking about monthly payments? Im going by the six month interval
flirtygirl- good call, thanks for the advice

: D

 
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