At present I have auto insurance from Geico, (which I had taken about an year and a half ago after comparing quotes from Liberty Mutual, AIG, Progressive etc.) On a friend’s advice, I received insurance quotes from 21st Century and Ameriprise and to my disbelief, they are almost half of my current premium. It sounds too good to be true. so I am not jumping and switching.
Is there any catch with these companies? I googled and did not find a lot of complaints against them. How can they offer the same coverage for half the price?