Compare Car Insurance Premiums

They are not similar….If you dont have a car you dont need car inssurance, but everyone will be required to buy health insurance, regardless.

The government doesnt have a say in car insurance, if you are a liability the insurance company can drop you. If you are a liability health wise the health insurance company cant drop you.The government can determine what treatments you can and cant receive and how long you will be treated for…government doesnt have a hand in car insurance

Not sure what the confusion is about. My state makes you buy car insurance. Isnt that “socialist” and “Big government” according to the neo-cons? Where’s the outrage?

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They’re banking on the majority of people being ignorant of the differences.

Driving is a privilege and you have to have a minimum amount of liability coverage in case you injure OTHER people. You have the option of not purchasing it by using other modes of transportation.

This healthcare mandate is entirely different in that it is forcing you to purchase a product for yourself simply because you are alive and living in the United States.

Because there is a mandate, although you do not need to drive a car if you don’t want to, you will need health care at some point…

Because they think people are stupid enough to buy that fallacious argument.

Driving is voluntary. You have a right to exist, but this health care plan MANDATES that you buy insurance just for the privilege of existing.

One thing that many fail to recognise is that insurance companies are companies too, just like McDonald’s or Best Buy. They all sell goods and service to people who are willing to buy in. Car insurance companies are more hesitant to give insurance to a more risky aggressive driver, as they should be. After all, whatever you do wrong in the car, they have to pay for. They can’t know what their costs are going to be like McDonald’s burger or a TV at Best Buy. They can’t know if someone with a perfect driving record will cause a catastrophic accident costing them thousands of dollars.

What makes this debate more touchy is that it is about people’s health. I agree, people shouldn’t be denied coverage because of pre-existing conditions but look at it from a health insurance company’s perspective… You are asking them to pay out more than what they take in for a certain patient. Keeping in mind that they too are still a business, where is their incentive?

In car insurance companies, its obvious that there is not incentive for them to insure a bad driver. The idea of people’s health clouds that idea.

When you shop for car insurance, you look for the best rate for your coverage. Those companies compete because they want your business and they give you a rate that won’t put them out of business. If you require them to cover people for less than they are costing and spread that over alot of people, they’ll go bankrupt. Meanwhile, while they are competing for your business, they are lowering their rates to get you to buy their insurances plans and not someone else’s.

Really, the comparison can be made to any company since they all function generally the same, providing services for money. Car insurance has the smallest gap to health insurance (in a business sense) since it is also insurance and it is obvious to see the absurdity in what a similar overhaul of that industry would do.